Business Savings Accounts

Primary Savings - establishes membership and serves as a basic account for saving money.

Business Sweep Savings - designed for businesses that want to optimize interest income by reducing idle account balances.

	Primary Savings Sweep Savings Minimum Balance $50 minimum balance* $5,000 minimum to open Benefits • Free Internet Branch online account access • Unlimited TalkTone Teller® calls • Free eStatements • Automatically invests idle funds • Earns competitive rates • Customized target levels for sweep • Overdraft Protection source • Tiered dividend rates based on average daily balance Fees • No monthly fee • $10 monthly fee Features • Direct Deposit • Unlimited sweeps to and from your Checking Account • Links to as many as three Checking Accounts for one low fee

Contact SDCCU to open an account or to get more information!

*Must maintain a $50 savings balance.

In compliance with Federal Banking Regulation D, telephone and automated savings withdrawals are limited to comply with the regulation. During any calendar month, you may not make more than six withdrawals or transfers to another SDCCU account of yours or to a third party by means of a pre-authorized or automatic transfer, telephonic order or instruction. If you use automated methods to make transfers or withdrawals from savings, fewer than six telephone or home banking transfers or withdrawals are allowed. Automated methods include overdraft protection transfers to checking accounts and automatic withdrawals made through the Automated Clearing House (ACH) or pre-authorized draft withdrawals (i.e., bill payment, insurance premiums).