Fixed Rate Home Loans provide guaranteed monthly payments for a pre-determined period of time. Monthly budgeting is easy, since you will always pay the same amount even if interest rates increase.

SDCCU^® is a long-term partner you can trust! SDCCU has been helping people like you achieve their dreams for over 70 years. We offer competitive rates and specialized service in your neighborhood.

Special Offer! Take advantage of our low Home Loan rates today. Learn More>>

	Rate Fixed for the life of the loan Term 15, 20 or 30 years¹ Minimum Loan Amount $50,000 Down Payment Required • Up to 80% financing on loans up to $625,500 • Up to 95% financing² on loans up to $417,000 Additional Features • No obligation Pre-Approval • Free 60-day rate lock available • Free Internet Branch online account access • Free eStatements • No pre-payment penalties • Potential tax deductions³ Minimum Payment Payment is fixed for the life of the loan Payment Options Automatic payments from an eligible SDCCU account available

Contact a Real Estate Specialist today to apply or get more information!

¹For example: 360 monthly payments of $5.37 per $1,000 borrowed at 5.000% Fixed based on Annual Percentage Rates offered 03/26/10. Rates are subject to change.
²95% LTV financing available for a maximum 30-Year term on conforming fixed mortgage products with mortgage insurance. Private Mortgage Insurance premium is required for loans over 80% Loan-To-Value. Certain terms and restrictions apply.
³Consult your tax advisor.