Today's teens need to be financially savvy. It's the time in their life when they need to learn how to use money wisely. Many teens have part-time jobs and are beginning to understand the value of money. They will also be introduced to the concept of paying taxes. This is a good time to teach them to manage a checking account, ATM card and plan ahead for major expenses, such as their first car or education.

Our teenFIRST program was designed to give teens money management skills today that help them manage their finances in the future. Topics include:

• Learning to create a budget.
• Learning to write checks and use a free Visa check/debit or ATM Card.
• If employed, understanding the value of direct deposit.
• Establishing credit with a teenFIRST auto loan.
• Learning to balance checkbooks.

Check out our exclusive teenFIRST website for special articles and financial tips. The teenFIRST account is available to members 16 and 17 years old and offers benefits identical to our regular checking accounts. At 18 years of age, the account converts to a FREE checking with eStatements account and may incur monthly fees.

Visit any of our convenient branch locations to open a teenFIRST account. A parent or guardian must be present and a California ID Card or Driver License will be needed to get started.